(Image: http://www.upl.co/uploads/14548333051405627358.jpg)I am happy to answer all of your bank related questions :)To answer your question, banks love multiple accounts. “You want to open 4 savings accounts?! AWESOME!”One thing you can do is split your direct deposit into multiple accounts; 90% to this checking account, 5% to this savings account, 5% to my other savings accountYou can split is as many times as your payroll/HR will allow. Some employers do have a 2/3/4 etc account limit; we the bank do not (99% of the time)I would be happy to answer any banking questions you have though; my knowledge is mostly US bankingEdit: Put beneficiaries on all of your accounts! Even small ones!Edit2: I should also mention; bankers have goals.

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